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Leopatrizi | E+ | Getty ImagesAubrey Bertram was starting to imagine her life without student debt.Bertram, a staff attorney at Wild Montana, a nonprofit that works on land conservation in the state, had just around 2½ years left of payments before her $247,804 federal student loan balance would be excused under the Public Service Loan Forgiveness program.But for many months now, she’s been frozen on her timeline to that relief.”We’re not getting credit,” said Bertram, 35. “This time has been devastating.”Bertram took out her loans in law school knowing that she’d work in public service and pursue PSLF.”That was the…

Amber Group’s (AMBR) listing on Nasdaq earlier this month paves the way for more crypto companies to take the same path, said Paul Veradittakit, a partner at Pantera Capital. Pantera was an early investor in the Hong Kong-based provider of crypto financial services to institutions, whose subsidiary Amber International listed on the exchange on March 13. Public listings of crypto-focused companies will attract institutional investors who previously lacked a structured way to enter the crypto space while also bringing in fresh capital, which analysts have noted the crypto market is currently lacking, Veradittakit said in an interview. “We are going…

Andrew Ross Sorkin speaks with BlackRock CEO Larry Fink during the New York Times DealBook Summit in the Appel Room at the Jazz at Lincoln Center in New York City on Nov. 30, 2022.Michael M. Santiago | Getty ImagesIt may be time to rethink the traditional 60/40 investment portfolio, according to BlackRock CEO Larry Fink.In a new letter to investors, Fink writes the traditional allocation comprised of 60% stocks and 40% bonds that dates back to the 1950s “may no longer fully represent true diversification.””The future standard portfolio may look more like 50/30/20 — stocks, bonds and private assets like…

During the past year, cryptocurrency investors have taken a particular liking to opportunities beyond mainstream choices like Bitcoin and Ethereum. Two cryptocurrencies that stand out to me are XRP (CRYPTO: XRP) and Dogecoin. Below, I’ll assess what’s been driving each of these cryptocurrencies and explore why one of them looks like the better buy. If you aren’t familiar with XRP, you may recognize the company behind it, Ripple. XRP was developed as a means to facilitate financial transactions similar to what the Society for Worldwide Interbank Financial Telecommunication (SWIFT) does. The central appeal of XRP is that it can complete…

The number one question on investors’ minds is whether an asset has hit its bottom after being in a sustained downtrend for an extended period of time. Recent price action suggests that bitcoin (BTC) may have found its bottom just above $76,000 on March 10. This move has formed a pattern reminiscent of previous bottoming events in recent history. In this current correction, bitcoin fell 30% from it’s all-time high of $109,000 reached on Jan. 20. After hitting a low on March 10, it recorded higher lows on both sides of that date—around $78,000 on Feb. 28 and just above…

Riska | E+ | Getty ImagesA version of this article first appeared in CNBC’s “Money 101 newsletter with Sharon Epperson,” an eight-part series to help you achieve financial freedom, with special monthly editions to continue to improve your financial well-being. Sign up here to receive the newsletters straight to your inbox.Spring is a great time to refresh your finances with a “deep clean,” just as you may clean out your home and garden this time of year.”With the current volatility in the markets and the uncertainty in the air, it is prudent to control what we can control,” said Jody…

The crypto market is abuzz after a bit of a lull in March. Things are getting active and volatile again. For example, Bitcoin (CRYPTO: BTC) is up 3% in five hours as I’m writing this in the morning of March 31. The oldest and largest cryptocurrency is also down 5% in the last week and 7% in a month. Likewise, the rising XRP (CRYPTO: XRP) coin has gained 4.4% in 5 hours, but it still dropped 17% in a week and 39% in a month. Crypto investors are cycling through several emotions and attitudes these days. Sometimes it looks like…

MIAMI GARDENS: Top-ran­k­ed Aryna Sabalenka overwhel­med American Jessica Peg­ula 7-5, 6-2 to win the Miami Open on Saturday, relying on her usual playbook and powerful forehand to win an eighth WTA 1000 title. Sabalenka, who was runner-up in Indian Wells earlier this month and at January’s Australian Open, refused to accept the consolation trophy this time as she closed it out with a superb backhand shot down the line and thrust her hands in the air. Fourth seed Pegula had been hungry for revenge since losing to Sabalenka in her maiden Grand Slam final in New York last year but…

MADRID: Real Madrid’s Kylian Mbappe struck twice to help his side come from behind to claim a hard-fought 3-2 home win over relegation-threatened Lega­nes on Saturday to remain in the second place. Real have 63 points from 29 matches along with Barca, who host Girona. Third-placed Atletico Madrid dropped points in a 1-1 draw at Espanyol earlier on Saturday and are now six points off the pace with 57. “It was a difficult match. After the international break it’s always difficult,” Mbappe told RMTV. The hosts made a dominant start and opened the scoring after 32 minutes when Mbappe coolly…

2025 has already been a chaotic year for both Bitcoin (CRYPTO: BTC) and Solana (CRYPTO: SOL), with the former losing 6% of its value and the latter losing 28% even as both are exposed to major catalysts in the form of an emerging apparently pro-crypto regulatory regime in the U.S. But through the rest of the year, there could be a lot of upward action in both of these coins. Here’s which one is the better option for an investment of $2,000. Bitcoin is the safer of these coins, which makes it the better choice for conservative investors. The reason for…