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Ethereum is currently trading under pressure after failing to push above the $3,000 level again over the past 24 hours, a move that is reflecting trader sentiment across the derivatives markets. ETH is currently trading at $2,925, down 2.7% on the day, after moving within a 24-hour range capped at $3,012.99 and finding lows around $2,909.60, according to price data from CoinGecko.  As price action weakens, a notable change has been developing, with on-chain data showing funding rates drifting toward negative territory and derivative positioning beginning to tilt more defensively. Funding Rates Slide As Shorts Gain Ground Ethereum’s failure to…

By some measures, Generation Z is the hardest hit by the affordability crisis. Even though young adults are more likely to have a college degree and work full time compared with their parents at this age, with that combo also comes larger student loan balances, which have proved to be a significant obstacle for those starting out. At the same time, prices for goods and services continue to rise and wages just haven’t kept up with those soaring everyday expenses. Between 2017 and 2025, median weekly earnings grew by 38%, while rents increased by 50%, according to a new analysis by the Urban Institute.Americans…

Colorado residents fill out cards and share their stories for content to send to congressional representatives regarding health-care cuts on Nov. 1, 2025, the first day of ACA open enrollment, in Northglenn, Colorado.Tom Cooper | Getty Images Entertainment | Getty ImagesSome states are stepping in to blunt the financial fallout of lapsed federal subsidies for Affordable Care Act health insurance premiums. California, Colorado, Connecticut, Maryland, Massachusetts and New Mexico have all started offering additional state-funded premium subsidies in 2026 in order to help keep insurance premiums from becoming unaffordable for many residents after enhanced federal subsidies expired at the end…

Ripple is laying out a transition in which XRP is no longer positioned primarily as a traded asset, but as infrastructure supporting tokenized finance and institutional settlement. At the World Economic Forum 2026, Ripple CEO Brad Garlinghouse described how this shift is already taking shape through live tokenization activity, regulated integration with banks, and on-chain settlement at scale.  XRP Tokenization Shifts From Theory To Balance-Sheet Reality Garlinghouse used tokenization as the primary context for explaining this transition. He described tokenization as a process that has already moved beyond experimentation and into operational use across financial institutions. To support that claim,…

Pra-chid | Istock | Getty ImagesRead more CNBC personal finance coverageHow a smaller IRS, budget cuts may impact tax filing: ‘Buckle your seatbelts,’ expert says’Will Social Security run out?’ is the wrong question, economist says. What to considerTrump says inflation was ‘defeated.’ Some economists disagreeTrump touts ‘big beautiful bill’ tax breaks at Davos. Here’s how they workTrump floats idea to extend business tax break to homeownersStudent loan collections pause offers borrowers time to get currentSenior ‘bonus’ is a ‘valuable opportunity,’ CPA says: How to make the most of itUnexpected expenses take 10% of retirees’ income, on average, research showsMore employers…

Certified Elliott Wave analyst XForceGlobal (@XForceGlobal) told followers on X that “$5+ remains on the horizon,” arguing that the token’s past year of range-bound trading is validating an Elliott Wave “flat” correction that typically resolves with a sharp, final move before a continuation higher. In a 10-minute video shared alongside the post, the analyst framed XRP’s recent price action as the late stage of a flat pattern, an extended period where neither bulls nor bears can force a clean trend. “A flat occurs when the market fails to trend on both sides. They’re basically evenly matched,” he said. “And that’s…

People line up outside the Social Security Administration office in San Francisco.Getty ImagesSocial Security, the federal social insurance program that millions of Americans rely on for income, faces a shortfall in funding it counts on from its trust funds. But that doesn’t mean the program is going bankrupt or will be entirely unable to pay benefits.”There is no bankruptcy or collapse in the cards,” Stephen Nuñez, director of stratification economics at the Roosevelt Institute, writes in new research titled, “‘Will Social Security run out?’ is the wrong question.”Read more CNBC personal finance coverageSurveys show many Americans are worried about Social…

My name is Godspower Owie, and I was born and brought up in Edo State, Nigeria. I grew up with my three siblings who have always been my idols and mentors, helping me to grow and understand the way of life. My parents are literally the backbone of my story. They’ve always supported me in good and bad times and never for once left my side whenever I feel lost in this world. Honestly, having such amazing parents makes you feel safe and secure, and I won’t trade them for anything else in this world. I was exposed to the…

As the crypto market faces uncertainty and continues in a consolidation phase, market expert Sam Daodu has issued a report examining the potential for XRP, Ethereum (ETH), and Solana (SOL) to emerge as frontrunners if a new altcoin season arises in 2026.  XRP, ETH, And SOL Price Forecasts Daodu began his analysis by pointing out that Bitcoin’s (BTC) dominance is currently hovering around 59%, alongside an Altcoin Season Index reading of 55. These indicators suggest that 2026 could herald a substantial rotation towards altcoins, mirroring significant shifts experienced during cycles in 2016-2017 and 2020-2021. The expert outlines several bullish scenarios…

Bitcoin price started a consolidation phase below $90,500. BTC is consolidating losses and might attempt a recovery wave if it clears $91,500. Bitcoin started a minor recovery wave from the $87,200 level. The price is trading below $90,500 and the 100 hourly Simple moving average. There was a break above a short-term bearish trend line with resistance at $89,700 on the hourly chart of the BTC/USD pair (data feed from Kraken). The pair might recover if it manages to settle above $90,500 and $91,500. Bitcoin Price Eyes Recovery Bitcoin price failed to stay above the $90,000 support and extended losses.…