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Momo Productions | Digitalvision | Getty ImagesThe standard Medicare Part B premium will increase to $202.90 per month in 2026, up $17.90, or 9.7%, from $185 per month in 2025, according to the Centers for Medicare and Medicaid Services.The increase marks the second-highest Part B premium increase in dollars, according to Mary Johnson, an independent Social Security and Medicare analyst. The highest increase of $21.60 per month happened in 2022. Retirees may see this as a “continuation in relentless cost increases,” Johnson said via email.Medicare Part B is medical insurance that covers both medically necessary and preventive services.Part B premiums…

Worried about a bubble? Innovator capital has 160 ETFs designed to let you ride the bull market with your seat belt securely fastened.The stock market has been on a feverish tear. A $100,000 investment in the S&P 500 in 2009, immediately after the financial crisis, would be worth more than $1 million today. But as the bull market continues to charge, plenty of people are worried about a crash. According to the St. Louis Federal Reserve, a record $7.5 trillion is sitting on the sidelines in money market funds, up 57% from $4.8 trillion five years ago.Bruce Bond and John…

Gold traded below the $4,000-per-ounce mark again on Tuesday as the dollar remained resilient at over three-month highs, while reduced chances of another U.S. interest rate cut in December and easing U.S.-China trade tensions blunted bullion’s demand.Bloomberg | Bloomberg | Getty ImagesGold profits are glittering in 2025 — but cashing in may trigger a bigger tax bill than you might think.The price of gold futures hit $4,000 per ounce in October, for the first time ever. While the precious metal dropped in price on Friday as part of a broader market decline, year-to-date returns still sat at nearly 50%, with a…

Momo Productions | Digitalvision | Getty ImagesAs health-care costs continue to climb, you may want to make sure you’re not leaving valuable tax breaks or pre-tax dollars on the table this year.Rising premiums, steeper deductibles and higher out-of-pocket maximums have put more pressure on household budgets, making year-end planning important, experts say.Among employer-based plans — which cover about 154 million people under age 65 — premiums paid by workers could rise by 6% to 7% on average in 2026, according to consultancy firm Mercer. For plans purchased through the Affordable Care Act marketplace, premiums will more than double next year…

A college degree is often considered the ticket to a well-paying career, and more than three million new graduates enter the workforce every year banking on that promise.However, this year, those armed with a newly minted diploma have faced one of the toughest job markets in a decade. And next year could be as bad or worse.As the artificial intelligence boom reshapes the workforce at an unprecedented pace, some large employers have said they’re replacing workers with AI in order to streamline operations and cut costs. Concerns about the economy, persistent inflation and a slowdown in consumer spending are also…

Many baby boomers aren’t on track to retire with enough money. They have some options to adjust their trajectory, researchers said, but these come with trade-offs.Just 40% of workers who are age 61 to 65 — the youngest members of the boomer cohort — are financially on track for retirement, according to recent research from Vanguard, an asset manager and retirement plan administrator. That group will have enough income to fund their current lifestyle into retirement, researchers estimate.The rest are expected to fall short. The typical — or, median — 61- to 65-year-old will have a $9,000 annual deficit in…

Jackyenjoyphotography | Moment | Getty ImagesMore from Financial Advisor Playbook:Here’s a look at other stories affecting the financial advisor business.For workers who suddenly find themselves without a paycheck, tackling to-dos related to a 401(k) left behind may not be top of mind.”Most people are really thinking, ‘How am I going to survive and can I get unemployment?'” said certified financial planner Lazetta Rainey Braxton, founder and managing principal of virtual firm The Real Wealth Coterie. She is a member of CNBC’s Financial Advisor Council.”There are areas of employee benefits they need to consider,” she said, such as health insurance coverage and…

Kseniya Ovchinnikova | Moment | Getty ImagesThe IRS has unveiled the Roth individual retirement account contribution and income limits for 2026.In its release on Thursday, the agency increased the 2026 IRA contribution limit to $7,500, up from $7,000 in 2025. The IRS also boosted the IRA catch-up contributions for investors age 50 and older to $1,100, up from $1,000 in 2025.  Those annual limits apply to contributions to traditional and Roth IRAs.Income thresholds for taxpayers making Roth contributions also increased.Read more CNBC personal finance coverageIRS announces 2026 401(k) contribution limits, raises savings capIRS unveils 2026 IRA contribution limits, raises savings capIRS announces 401(k)…

Maskot | Digitalvision | Getty ImagesThe IRS has announced new 401(k) contribution limits for 2026.In its release Thursday, the agency increased the employee deferral limit to $24,500 next year, up from $23,500 in 2025. The change applies to 401(k)s, 403(b)s and most 457 plans, along with the federal Thrift Savings Plan. The IRS also unveiled 2026 catch-up contribution limits for savers age 50 and older, new individual retirement account savings limits and higher income thresholds for Roth IRA contributions.  Starting in 2026, the 401(k) catch-up contribution limit will rise to $8,000 for savers 50 and older, from $7,500 in 2025. But investors aged 60…

Peter Cade | Getty ImagesThe IRS has announced new 401(k) catch-up contribution limits for 2026.In its release on Thursday, the agency increased the 401(k) contribution limit to $24,500 for 2026, from $23,500 this year. Catch-up contributions for savers age 50 and older will also increase to $8,000, up from $7,500 in 2025.The limits apply to 401(k)s, 403(b)s and most 457 plans, along with the federal Thrift Savings Plan. The 401(k) catch-up contributions are even higher for savers age 60 to 63, thanks to a change enacted via Secure 2.0. The catch-up contribution for these investors will remain at $11,250 in 2026,…