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Oscar Wong | Moment | Getty ImagesU.S. stocks have been on a tear in recent years, largely on the back of euphoria around artificial intelligence. But not everyone has participated in the runup: Stock wealth has largely accrued to the wealthiest U.S. households.Even with recent choppiness, the S&P 500 U.S. stock index is up about 16% over the past year. Total wealth from publicly traded stocks has risen by $8 trillion or so during that time, said Mark Zandi, chief economist at Moody’s.Read more CNBC personal finance coverageThe top 20% wealthiest U.S. households own nearly 93% of all stock —…

The outlook for 2026 includes continued growth and higher profit margins with IT spending expected to grow 9.8% to more than $6 trillion.AFP via Getty ImagesThe three best tech stocks to buy in 2026 are companies you may never have heard of. They include Vertiv, an Ohio-based provider of technology for removing heat from and providing power to data centers; chipmaker Taiwan Semiconductor; and Datadog, which provides cloud monitoring and security services. I picked these three companies based on their revenue growth, profitability and odds of beating investor expectations next year. I listed the companies below based on their stock…

U.S. President Donald Trump speaks to reporters upon his return to Washington at Joint Base Andrews, in Maryland, U.S., November 9, 2025. Kevin Lamarque | ReutersOver the weekend, President Donald Trump suggested paying Americans directly for their health-care costs and sending tariff rebate checks to families, not unlike the stimulus payments issued during the Covid-19 pandemic.In a Truth Social post on Saturday, Trump wrote, “Republicans should give money DIRECTLY to your personal HEALTH SAVINGS ACCOUNTS.”The president also floated the idea that a tariff “dividend” was possible. “A dividend of at least $2000 a person (not including high income people!) will be paid to everyone,”…

Flashpop | Digitalvision | Getty ImagesDespite ongoing investor demand for exchange-traded funds, baby boomers appear to be bucking that trend, new research shows. Experts say there may be a good reason for it.Only 6% of surveyed baby boomers — those born 1948-1964 — say they plan to “significantly increase” their ETF investments in the next year, according to a new study from Charles Schwab. That compares with 32% of millennials — those born 1981-1996 — and 20% of Generation X, born 1965-1980.Boomers are also the generation least likely to say they are open to putting their entire portfolio in ETFs…

Tesla shareholders approved a pay package that could make CEO Elon Musk the world’s first trillionaire.POOL/AFP via Getty ImagesThe CEOs of Tesla and Rivian last week received big pay packages, which only pay off if the companies’ stock values soar. Sadly for Elon Musk, RJ Scaringe and their shareholders, the odds of the chief executives getting the money are slim. Here are three reasons investors should avoid shares in Tesla and Rivian:The EV companies are currently struggling.The pay package targets may be unrealistic.The most likely of three scenarios is for the companies to fall short.Tesla is optimistic about the company’s…

From an AI-fueled stock rally to record-high gold, the signs are stacking up that nearly every asset class is due for a reckoning. Asset bubbles give off a scent. Stocks far outpace earnings. Junk debt looks gold-plated. But, no matter how good the rally feels, eventually skepticism arises. The question is whether the smoke alarm is chirping from a dead battery or fire? The S&P 500 sits at 6,700, nearly double what it was five years ago. The Magnificent 7 tech titans are the rocket fuel. They account for nearly 40% of the index and they’re placing trillion dollar bets…

mapodile | E+ | Getty ImagesLAS VEGAS — Millions of households have individual retirement accounts, and simple mistakes can be expensive, experts warn.  One of the most common IRA errors is overlooking beneficiary designations, which dictate who receives the account after you die, according to Brandon Buckingham, vice president for the advanced planning group for Prudential Retirement Strategies. It’s “the biggest mistake people make,” said Buckingham, speaking at the Financial Planning Association’s annual conference on Tuesday. Some investors don’t name a beneficiary or leave an outdated heir. The latter is particularly problematic, since beneficiary designations override what’s outlined in your will, he said.  “I can’t…

Douglas and Heather BoneparthPhoto: Sylvie RosokoffLove is complicated. Add in money and it gets even more so.But in their new book “Money Together,” Heather and Douglas Boneparth argue that having honest and proactive discussions about finances can make partners closer — and eventually, wealthier.They begin their book, published last month, with an anecdote of a couple who had the difficult money talk a little late — on their honeymoon, over a cold seafood salad in Positano, Italy. (The Boneparths were also on vacation, and eavesdropping.) It became clear that the arguing pair had just discovered the husband had credit card…

Members of the National Guard patrol near the U.S. Capitol on Oct. 1, 2025 in Washington, DC.Al Drago | Getty ImagesMillions of Americans are bracing for a sharp increase in their health insurance premiums next year as expiring enhanced subsidies trigger a “cliff” on aid — and they are worried about the financial stress tied to those extra costs.Ashley Thompson of Austin, Texas, said she and her husband are weighing whether to drop their health coverage next year and insure only their two children to make the financials work.Premiums for the family’s current health plan on the Affordable Care Act…

As air travel cancellations and delays mount during the government shutdown, affected travelers will want to consider all their avenues for recourse — including the credit card they used to book their flight.U.S. airlines began canceling flights on Friday, in response to an Federal Aviation Administration order reducing flight capacity at 40 airports. The disruption could potentially impact hundreds of thousands of fliers. “If you are traveling the next couple of weeks, you should expect that there is going to be some chaos and there are likely to be disruptions,” said Hayley Berg, the lead economist at travel site Hopper.The FAA…